Lender's Note

It is of significant importance to have and maintain high-quality information on the condition of your borrower or customer, and the collateral supporting the credit granted. Independent third-parties can be of vital importance when your account is requesting new consideration, increasing current lines of credit, renewing existing facilities, or experiencing financial difficulties, resulting in possible asset deterioration. Unlike examination services alone, ACE’s collateral services can provide the lenders, on-site, physical verification and control of inventory, raw material or accounts receivable that are considered collateral assets. Continuous monitoring or control versus examinations were generally unavailable from third parties until now, these services may support an outsourcing decision to further leverage your own credit and portfolio administration personnel using a neutral third-party service that can manage your risks onsite without incremental investment in your own staff.

Our services support lenders throughout the life-cycle of the credit granting, installation, and portfolio servicing or collection process. We provide specialized financial information options that include: static positions, continuous asset reporting, and possession-based control services focusing on customer current assets and liabilities. Since 1996 ACE has been synonymous with full-service collateral management and control, as-well consulting and crisis intervention on behalf of client creditors. While in-house or outsourced auditors are useful and often effective to confirm disclosures and physical assets at a specific point in time, ACE GLOBAL goes beyond this to continuously monitor or physically control inventory, accounts receivable or other current asset collateral, using both technology and human confirmation, governed by our mission:

Lender's Services

Our mission 5CS = Character, Capacity, Capital, Collateral, Conditions and Surveillance For more than 14 year, ACE has meant collateral confirmation, preservation and advice to lenders that rely upon accounts receivable and inventory for formula-based working capital and asset based lending. Our services may be appropriate for new or existing loans, workouts, inter-creditor or multi-party collateral lending, debtor-in-possession or exit financing facilities. In addition, our offerings support factors; purchase order finance companies and other alternative lenders that require varying degrees of control over inventory or accounts receivable by neutral third-parties. Broadly speaking services are broken down as follows:

Information Services

A suite of services covers field examinations; collateral surveys or reviews, Comprehensive Business Surveys and Creditor Advisory Services (KYCC). Generally, with exception of KYCC, these services are one time or periodic in nature; usually governed by specific requests, loan agreements or incident-based events that create timely requirements for current and accurate information both quantitative and qualitative.

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